Terms of Service
1. Acceptance of Terms
By accessing or using the website and services of GREYSTONE CAPITAL LENDING LLC (“Company,” “we,” “us”), you agree to be bound by these Terms of Service. If you do not agree to all of these terms, do not use our website or services.
2. Eligibility
To use our services, you must be at least 18 years of age, a U.S. citizen or permanent resident, and capable of forming a binding contract. By submitting an application, you represent that all information provided is accurate, complete, and current.
3. Services Description
Greystone Capital Lending provides lending services including personal loans, business loans, auto loans, mortgage loans, and debt consolidation products. All loans are subject to credit approval, verification, and underwriting. We reserve the right to decline any application at our sole discretion.
4. Loan Terms and Conditions
- —All loan terms, including APR, fees, and repayment schedules, will be disclosed in your loan agreement prior to acceptance.
- —Interest rates are determined based on creditworthiness, loan amount, term, and other factors.
- —Failure to make timely payments may result in late fees, increased interest, negative credit reporting, and potential collection actions.
- —There are no prepayment penalties on any of our loan products.
5. User Responsibilities
You agree to:
- —Provide accurate and truthful information in all applications and communications
- —Notify us promptly of any changes to your contact or financial information
- —Make all loan payments by the agreed-upon due dates
- —Not use our services for any illegal or unauthorized purpose
- —Maintain the confidentiality of your account credentials
6. Intellectual Property
All content on this website, including text, graphics, logos, images, software, and design elements, is the property of GREYSTONE CAPITAL LENDING LLC and is protected by U.S. and international copyright, trademark, and intellectual property laws.
7. Limitation of Liability
To the fullest extent permitted by law, GREYSTONE CAPITAL LENDING LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services. Our total liability shall not exceed the amount of feesyou have paid to us in the twelve (12) months preceding the claim.
8. Governing Law
These Terms of Service shall be governed by and construed in accordance with the laws of the State of Delaware. Any disputes arising under these terms shall be resolved through binding arbitration in Wilmington, Delaware.